I’m liking how rebuilding the user preferences is working out - nice job! 
One bit of feedback is that it feels weird to me to see so much profile-related stuff under the account tab, where I’d really expect to see just username, email, and password. Name, Profile picture, and Title really I would look for under Profile.
Meanwhile, some of the stuff currently in Profile is sort of “advanced” and is less important, a distraction for new users. I wonder if you might not want to move them into an “advanced” or similarly labelled sub-tab under profile. This would contain fields like User Card Badge, Title, Profile Background, User Card background