IN my journey today posing a question here very quickly it became apparent that in fact, the subscriptions-plugins might be the perfect (existing) circuit to solving another payment / funding need, by integrating a post-tip (user-tip) button feature into the subscriptions plugin (since much of the payment handling ground work has been done already) and I think offering a real community engagement and funding enhancement for those that wish to engage it on their site.
A use-tip / Post-tip button being handled by subscription plugins could be a game changer here, please read more on the background in this very short topic Tip or Pay Button - for user post/content, does it exist already?
Key realisation point and summary:
Allow a % of a user subscription value (or more, user top-up w/credit) be distributed via user-tip (like-tip button) to content-post creators posts or directly.
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One neat incentive aspect is the potential to offer users up the higher value subscription tiers a larger and max % of that money allowed to be re-distribute in tips to content creators, so they get to re-use that spend in a more productive, creative and granular way that is not simply flat and more blind subscription, there is a certain democratically-creative aspect in the value balance offer in the subscriptions tiers.
Up to this point you had to offer more value, access to new areas, etc. but in this instance the user paying can directly encourage more value in content creation as a feature and bonus.