My view is that even as an admin I should be allowed to exceed the new user daily limit.
EDIT
While the message was still active, I went in as admin to Settings - Rate Limits - max topics in first day and bumped it from 3 (default) to 7. After than I clicked Move to New Topic and it worked as expected.
Nice job on allowing admin changes to take effect during a admin action. I know the pages are stateless, but it is nice to see it in action. Maybe you could use that one for a demo.
Yes, we’ve had this unfortunate bug for years. The new topic is checked against the permission of the “first day” user. It just doesn’t come up a whole lot in the wild, which is why we never took the time to properly fix it yet.
I also advise you NOT to keep this setting modified as it’ll open your site up to abuse.
I do appreciate your advise and agree with it. For now I will leave it and keep an eye on what happens. I am noting this because it seems you like to hear about the use of Discourse when it exceeds a norm.