I would like to make a change to the current format. We can bold the format using the ** symbol and it would make the prompt somewhat clearer when you post it. That way, the template stands out from the actual content.
Those form templates are quite limiting. There is no toolbar, and you are limited to the given input options. I think it is difficult to create one that meets the needs of everyone.
The default text in the composer offers a structure, but you can still choose to add something else.