Sorry, but I’m not 100% clear on this. Terminology I’m familiar with is:
enclosure, delimiter (the separator) and terminator
enclosure is often quotation marks
delimiter is often a comma
terminator is often a newline
eg.
"1", "Bob", "rkelly@gmail.com", "CA"
"2", "Carol", "counselor@hotmail.com", "CA"
"2", "Ted", "tman@yahoo.com", "FL"
I doubt you mean
rkelly@gmail.com
,
counselor@hotmail.com
,
tman@yahoo.com