More efficient (inline) template usage

As this continues to be a near daily annoyance for me, I have to ask if there is some other, better way or place to request features?

Given that the editor itself affords all the ability needed to include newlines (or not), then just inserting the editor text without any modification at all would afford everyone a way to get what they need. I truly do not understand why the utility of relying on the editor for templates is artificially undermined by arbitrarily and unavoidably introducing things outside the editor texts.