How much do you spend on OpenAI integration?

I’ve just started loking at adding AI tonight. Unless I’m missing something (quite possible) the costs for a small forum using OpenAI at $0.01 in and $0.03 out / 1k tokens seems pretty trivial. What I’m getting stumped with now is how I’m supposed to be charged given the account has no payment details. I’m obviously missing something.

I’ll install the plug-in and see how far I get towards enlightenment.

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