Do not see discourse/config/site_settings.yml to set USER API limits

So I tried setting the rate limits extremely high and still the USER API rate limits are triggering only with a few actions.

Here is my app.yml values:

Where can I find all the logs for all rate limits so I can see which rate limit is being triggered, if it is on Discourses end or Cloudflare tunnel end? Any help is appreciatied!

Below it will let me click through a few things but then after a few actions it will error out(see images below):